My Portfolio (Feb 2021)

US - With the recent correction in US market especially the tech stocks, it presents a great opportunity for me to add position to existing holdings or initiate a new position in those stocks that are in my watchlist. Hope the sale can extend into month of March. The aim of this portfolio is mainly to invest in growth companies and to look for capital gain in long run.

S/N	Stock Name	% portfolio
1	Lockheed Martin	16.1%
2	Tesla	13.4%
3	Facebook	12.5%
4	Microsoft	10.3%
5	Salesforce	10.0%
6	Visa	8.5%
7	Square Inc	6.8%
8	Alibaba	5.5%
9	Google	5.0%
10	CME	5.0%
11	Boeing	3.9%
12	ICE	3.2%

 

SG - There is not much growth in Singapore Market but more of a dividend play. I am almost treating it like a fixed deposit with potential capital gain when the economy recovers as the current saving interest by banks are miserable. It is a no brainer to put money (exclude emergency fund) in the market than bank. 

S/N	Stock Name	% portfolio
1	UOB	14.3%
2	Capitaland Integrated Commercial Trust	11.6%
3	OCBC	10.1%
4	Ascendas	9.7%
5	Mapletree com Trust	7.8%
6	Capitaland China Reits Mall Trust	7.3%
7	Aims Reit	7.1%
8	Haw Par	6.1%
9	Dairyfarm	5.7%
10	Raffles Medical	5.4%
11	HRNet	4.9%
12	Fraser Centrepoint Trust	4.8%
13	Mapletree logistic Trust	2.8%
14	Ascott Residence Trust	2.3%

 

HK - Any serious investor cannot ignore the potential of HK/China market. I am looking into increasing my position when good opportunity (dips) presents itself.

S/N	Stock Name	% portfolio
1	700 - Tencent	45.6%
2	9988 - Alibaba	41.8%
3	3033 - Hang Seng Tech Index ETF	12.6%

Crypto - BTC and ETH. This is a speculative play so position is kept relatively small. 

Chronicles of my Financial Carefree Journey

It is the 17^th days into year 2021. Happy New Year to you ! Year 2020 was a very tough year for the whole world but a turning point for my investment journey.

I am an ordinary salaried employee holding a 9 to 5 deskbound job where my time is exchanged for an agreed sum of money payout every month. My ultimate goal for financial carefree is to skip the rat race and be able to do other jobs and experience life without the need to worry about money. I can’t really remember exactly when I start to have this thought about financial freedom or keen in investing. However I remembered a conversation with my colleague on insurance/ investment topics and he said that  “No one in this world will cares about your money more than you”. This simple statement somehow just keeps lingering in my mind and ignite my determination to save aggressively and start to find ways to grow my wealth about 7 years ago.

Prior year 2020, my investment portfolio was really small and majority of my saving was kept in the high interest saving account where interest rate was still pretty decent (up to 3%). Nonetheless, I am glad that my earlier exposure to equity market had somehow prepared me to witness the fastest decline / market correction in year 2020 and made me recognised that it was a bear market that everyone had been waiting for. Never let a crisis go to waste kept ringing in my mind. Year 2020 was the year where I had deployed bulk of my funds (excluded emergency fund) into US/HK/SG markets and even deployed my CPF to purchase STI ETF and bank stocks when there was so much gloom in Singapore stock market. Hopefully these decisions made can help to become a huge stepping stone for me towards reaching my financial carefree goal.

For the past few years, I have been reading many investment blogs and noticed that generally not many women are interested in investment or financial savvy. By sharing my chronicles of my financial carefree journey, hope to prompt more women to be more aware of their own financial status, strive to be financial independent and make your money work harder for you. 😊